Coast Nissan No-Minimum FICO Program


2018 Nissan NMAC

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To support consumers re-building credit following a personal bankruptcy, NMAC announces the Consumer Post-Bankruptcy Program. This program may help eligible applicants qualify for an NMAC retail contract or lease at attractive rates.


Bankruptcy? Low FICO? Our Team Can Get You Into A New Nissan

  1. New Nissan vehicles (all models)
  2. No minimum FICO
  3. Minimum down payment or trade equity of 10% excluding factory rebates or captive cash
  4. Retail and Retail Balloon Max LTV of 100%; Lease Max Advance of 100% of MSRP
  5. Maximum amount financed $30,000
  6. Must have verifiable source of income
  7. Maximum Payment-To-Income ratio (PTI) of 15%
  8. Consumer's bankruptcy has been discharged in the past 12 months
  9. Consumer may NOT have a previous bankruptcy charge-off on an NMAC account
  10. No auto finance accounts opened since the discharge
  11. No derogatory credit since the bankruptcy discharge
  12. Retail financing up to 72-Month term, Lease up to 42 Months
  13. If submitting a joint application, both applicants must meet the criteria
  14. Lender Administration Fees Apply
Our team of specialists will work directly with NMAC for final approval.